Looking For Reliable, Objective, Professional Risk Advice and Consulting?
THE FRED R. WHITE RISK PRACTICE
Fred R. White, CPCU, ARM, CBC, CHP
Practitioner | Consultant | Specialty Actuary
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We offer a comprehensive range of bespoke risk management, financial management, and advanced analytics services to empower and improve businesses. We aim to provide tailored solutions that enhance operational efficiency and protect your assets.
Structured Risk Management Tailored to the Stage of Your Business's Life
The "one size approach" commonly used by most insurance agents for treating an enterprise's risks does not work well for all. We do it differently with a rigorous risk analysis coupled with tailored treatment.
Established Enterprises and Start-Ups have different needs, and we approach them differently. This is especially important to Venture Capital and Private Equity Investors.
We can also work your local agent or broker to accomplish these objectives.
Risk Assessment, Risk Financing and Risk Transfer
We assess the risks to your business--not just typically insured risks, but many others-- quantitatively and qualitatively. We work to reduce the risks, and then we optimize the cost of risk to your organization. It may involve planned self-funding, a captive insurance company, options or commercial insurance depending on the size and financial strength of our organization..
Specialty Actuarial Analysis & Financial Analysis
We perform actuarial services in combination with financial analyses for self-insured programs and certain single-parent or controlled group captives..
Agents and Marketers "White Label" Programs
Marketers, retailers, wholesalers and insurance agents sometimes control a significant "book" of similar risk business for which they would like to have their own controlled insurance program.. We can help with that..
Venture Capital and Private Equity
Venture capital and private equity investors seem often to look at historical financial statements, if there are any, or proforma financials based on entrepreneur's "normal/best/worst" case scenarios as part of the due diligence phase We offer a much different approach..